LOANS LOANS LOANS

click here to apply online

 Tired of putting money in that old car or truck?
Drive on down and apply for a new auto loan, with an excellent rate of 4.95% APR.
Time is limited, so hurry in.

We have a loan for just about anything you need, with competitive rates and terms to fit your lifestyle.  Whether you're in the market for a new or used car, truck, boat or RV.....need a signature loan to cover some higher interest bills.....need to secure an overdraft line of credit.....or have equity in your home that you'd like to cash in on - Tradesmen Community Credit Union can help you!  We have knowledgable, friendly loan officers eager to show you how we can tailor a loan to fit your budget.  Call or stop by today or...

 LOAN TYPES 

New Vehicles - New cars defined as a brand new vehicle bought from a dealership or a last year's model with less than 12,000 miles bought from a dealership.

Used Vehicles - Pre-owned vehicles, from last year on back.

Recreational Vechicles - Motor homes, campers, 5th Wheels, boats, motors, trailers, motorcycles, jet skis, etc.

Share-secured Loans - Loans secured with a matching amount frozen in a savings account of some type.

Line of Credit - Revolving line of credit loan.  Terms are $35 per $1000 borrowed; have access to cash when you need it.

Overdraft Line of Credit - Protect your good credit with an overdraft line of credit that will transfer available funds directly into your checking account.

MasterCard - Low rate, no hidden fees, no annual charge!

Home Equity - Cash in on the equity in your home.

Home Equity Line of Credit - Use the equity in your home to establish a line of credit for instant cash for whatever you need.

1st Mortgage - We can partner you with a trusted 1st mortgage lender, but for your convenience, you can apply and close at our Main Office on 2nd Avenue.

Signature Loans - Using your good credit history, you may qualify for a signature loan.

We strive to work with all our members, no matter your credit background, to try to find a solution to your financial needs.  Call one of our friendly, knowledgable loan officers TODAY!

Now Get Credit Union Auto Financing Right at the Dealership!
Remeber when purchasing a vehicle used to be an all day excursion?  It probably meant driving to your local auto dealer, finding a car in your favorite color with just the right options, haggling over the price, filling out a lot of paperwork, and going back and forth between dealer and credit union with payment in hand.  Well now there's a better way!  Tradesmen Community Credit Union and CUDL (credit union direct lending) have teamed up to give you the best possible way to make your auto buying experience virtually painless.

Get Your Loan Approved On-the-Spot
From 7a.m. until midnight, seven days a week, including holidays, Tradesmen Community Credit Union, can approve your new or used auto loan while you are at the dealership, and without visiting your credit uinon branch.  It's almost like having a loan officer right at the dealership with you!  Through the CUDL program, Tradesmen Community Credit Union has partnered with dealerships in your community to offer you a convenient way to purchase a vehicle and get your credit union financing.  This program utilizes Tradesmen Community Credit Union's current low auto loan rates and terms when financing your vehicle.  Best of all, the CUDL program is simple for both members and dealers to use!

It's as Easy as 1-2-3!
1. Decide on the make and model of the vehicle you want
2. Visit any participating dealership
3. Apply for Tradesmen Community Credit Union's low-rate auto financing through the CUDL system.  Within minutes, you'll have a financing decision.

Once the financing is approved, the dealer receives the credit union's terms and conditions, completes the sales contract, and you drive the vehicle off the lot.  Don't worry about the paperwork-through CUDL, Tradesmen Community Credit Union, and the dealer, it is all taken care of electronically.  We are making this convenient service available to alleviate some of the stress that accompanies the auto buying experience and therefore allows you more time to enjoy your new or used vehicle.

Find the CUDL Dealer Nearest You
Be sure to look for the CUDL logo (seen below) when shopping at the dealerships.  This logo signifies that the dealer can offer Tradesmen Community Credit Union financing.  Make sure to identify yourself as a Tradesmen Community Credit Union member and ask for your financing through the CUDL system.  To find a local participating dealership, simply call the dealership locator at 888-CUDIRECT, or click here to connect to the CUDL website.