| Tradesmen Community Credit Union Fee Schedule |
| Share Account Fees |
|
| Return Mail Fee |
$5.00 per month after two (2) statement cycles |
| Christmas Club Early Withdrawal Fee |
$10.00 per withdrawal |
| Money Market Accounts |
|
| Withdrawal Fee |
$10.00 per withdrawal (6 free per month before fee is incurred) |
| Monthly Service Fee |
$15.00 (if account falls below $5,000) |
| Checking Account Fees |
|
| NSF Fee |
$25.00 per item |
Returned Item Fee
(ie: check you deposited) |
$5.00 |
| Stop Payment Fee |
$26.50 per item |
| Check Printing Fee |
Prices will vary depending upon style of checks |
| Check Copy Fee |
$2.00 per item |
| Overdraft Transfer From Other Account Fee |
$2.00 per transfer |
| Hobby Checking Account Service Fee |
$15.00 per month |
| Hobby Checking Account Monthly Truncation Fee |
$15.00 per month |
|
Other Service Fees
(Applicable to all accounts)
|
|
| Account Reconcillation Fee |
$15.00 per hour after one (1) request; one (1) hour minimum |
| Account Research Fee |
$20.00 per hour after one (1) request; one (1) hour minimum |
| Statement Copy Fee |
$2.00 per copy |
| Deposited Item Return Fee |
$5.00 per item |
| Wire Transfer (incoming) Fee |
$5.00 per transfer |
| Wire Transfer (outgoing) Fee |
$20.00 per transfer |
| International Wire Transfer Fee |
$40.00 per transfer |
| Cashier's Check Made Payable to Other Than Member Fee |
$3.00 per check |
| Cashier's Check Stop Payment Fee (lost or stolen) |
$5.00 per request (with a significant waiting period prior to re-issue) |
| Deposited Item Stop Payment Fee |
$5.00 per item |
| Deposited Item Copy Fee |
$4.00 per copy |
| Money Order Fee |
$1.50 per Money Order |
| Traveler's Cheques Fee |
$1.00 per $100 |
| Traveler's Cheques For Two Fee |
$2.00 per $100 |
| Legal Process Fee |
$25.00 |
| Inactive Account Fee |
$5.00 per month after one (1) year of inactivity and account under $125.00 |
| Account Closure Fee |
$25.00 if closed within 90 days of opening/re-opening |
| Account Re-Open Fee |
$20.00 if opened within 90 days of closure |
| Non-Member Check Cashing Fee |
$15.00 or 1% of amount of check; whichever is greater |
| IRA Fees |
|
| Opening Fee |
$15.00 - Minimum balance $1,000 |
| Closure Fee |
$15.00 if open less than one year |
| Electronic Funds Transfer Fees |
|
| Nonproprietary ATM Withdrawal or Transfer Fee |
$.75; no charge for deposits |
| No-Charge Withdrawals |
The first eight (8) transactions per month are FREE; $.75 per transaction thereafter; "swipe and sign" transactions are always free |
| ATM Card Replacement Fee |
$5.00 per card |
| Additional ATM Card Fee |
$2.00 per card |
| NSF/Card Capture Fee |
$20.00 per item |
| Out-of-State ATM Transaction Fee |
$1.00 per transaction
|
| Debit Card Fees |
|
| Debit Cards can also be used as an ATM Card |
See previous EFT section for applicable fees |
| Fees When Used As POS purchase |
None |
| Check Cashing Fees |
|
| Member with only basic savings account (S1) AND with a balance of less than $100 PRIOR to transaction |
$1.00 per $100 of check, up to a maximum of $5.00 |
|
Misc Fees
ALL FEES SUBJECT TO APPLICABLE SALES TAXES AND SUBJECT TO CHANGE WITHOUT NOTICE.
ATM Empty Envelope Deposit $25.00 each
Mortgage Subrogation Fee $35.00
Loan Coupon Fee at Loan Issuance $10.00
Line of Credit Adv ($100 min. per request) $5.00/request
Overdraft Loan Adv ($50 min. per request) $1.00/adv
One Time ACH Member initiated payment over the phone $5.00
Converting a member check to a non-member cashiers check $5.00/check
Bill Payment Returned Item or Photocopy $10.00
Coin counting fee for amounts greater than $50 will cost 2% of the amount counted
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