Opt-In to preserve your Overdraft
Coverage Protection on everyday
debit card transactions.
New Federal regulations governing the use of Overdraft Protection to cover everyday debit card transactions will affect your account on August 15, 2010. As a result of the new regulations, you will be provided with the option to opt-in to overdraft protection that will cover your everyday debit card transactions.
Why should I opt-in?
If your account is in the Privilege Pay program, you are already receiving the benefit of overdraft protection through everyday debit card transactions. If you choose not to opt-in, these benefits may be removed from your account on August 15, 2010 and your debit card transactions may be declined if there are not available funds in your account.
How do I opt-in?
To opt-in and retain the benefits you are used to receiving today, please click here to fill out form.
What will happen if I choose not to opt-in?
If you choose not to opt-in or if you do not send in your opt-in notification, beginning August 15, 2010, Overdraft Protection may no longer cover everyday debit card transactions on your account. Your transactions may be declined if there are not available funds in your account.
If you have questions about the opt-in process or the new overdraft protection regulations, please drop by your local branch or call us at (800) 828-8050.
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