What's New

Stop in to get tickets to have the chance to win a
a dinner for two at Ohana's Steak House and a one night stay at the Sheridan Hotel

Tickets will be sold through June 22, 2008 and are for
$2.00 a ticket or $5.00 for three.

All proceeds donated will be given to The Children's Miracle Network whose mission is "Helping Hospitals Help Kids".

The winner of the drawing will be annouced June 22, 2008 at our sixth annual charity car from 11:00 to 3:00.
(do not need to be present to win)

Guest Speaker Monica Dolezal
May 15, 2008
6:30p.m. to 8:00p.m.
Midland Credit Union
2891 106th Street
Urbandale, IA
645-9328 ( Juile)

You will get the chance to learn:
Business Ideas
Taking the concepts to reality
DBA, Corporation, LLC... What does it all mean?
Finding resourses

MasterCard members can go to MyCardInfo.com to access their account online. It's simple, easy and can be done anytime that is convenient for YOU! Just go to the site, click on the Tradesmen Community Credit Union logo, log in and view all your information.
Try it today! Click here.

1. WHEN YOU WRITING CHECKS TO PAY ON YOUR CREDIT CARD ACCOUNTS, DO NOT PUT THE COMPLETE ACCOUNT NUMBER ON THE "FOR " LINE. INSTEAD, JUST PUT THE LAST FOUR NUMBERS. THE CREDIT CARD COMPANY KNOWS THE REST OF THE NUMBER, AND ANYONE WHO MIGHT BE HANDLING YOUR CHECK AS IT PASSES THROUGH ALL THE CHECK PROCESSING CHANNELS WON'T HAVE ACCESS TO IT.

2. PUT YOUR WORK PHONE # ON YOUR CHECKS INSTEAD OF YOUR HOME PHONE. IF YOU HAVE A PO BOX USE THAT INSTEAD OF YOUR HOME ADDRESS. IF YOU DO NOT HAVE A PO BOX, USE YOUR WORK ADDRESS. NEVER HAVE YOUR SS# PRINTED ON YOUR CHECKS.

3. PLACE THE CONTENTS OF YOUR WALLET ON A PHOTOCOPY MACHINE. COPY BOTH SIDES OF EACH LICENSE, CREDIT CARD, ETC. YOU WILL KNOW WHAT YOU HAD IN YOUR WALLET AND ALL OF THE ACCOUNT NUMBERS AND PHONE NUMBERS TO CALL AND CANCEL. KEEP THE PHOTOCOPY IN A SAFE PLACE.

4. HAVE THE TOLL FREE NUMBERS IN A SAFE PLACE, BUT HANDY TO GET TO SO YOU KNOW WHOM TO CALL.

5. FILE A POLICE REPORT IMMEDIATELY IN THE JURISDICTION WHERE YOUR CREDIT CARDS, ETC., WERE STOLEN. THIS PROVES TO CREDIT PROVIDERS YOU WERE DILIGENT, AND THIS IS A FIRST STEP TOWARD AN INVESTIGATION (IF THERE EVER IS ONE)

6. CALL THE 3 NATIONAL CREDIT REPORTING ORGANIZATIONS IMMEDIATELY TO PLACE A FRAUD ALERT ON YOUR NAME AND ALSO CALL THE SOCIAL SECURITY FRAUD LINE NUMBER. THIS HELPS ANY COMPANY THAT CHECKS YOUR CREDIT TO KNOW YOUR INFORMATION WAS STOLEN, AND THEY HAVE TO CONTACT YOU BY PHONE TO AUTHORIZE NEW CREDIT.

HERE ARE THE PHONE NUMBERS FOR THE 3 NATIONAL CREDIT REPORTING ORGANIZATIONS AND THE SOCIAL SECURITY FRAUD LINE.

EQUIFAX: 800-525-6285
EXPERIAN (FORMERLY TRW) 888-397-3742
TRANS UNION: 800-680-7289
SOCIAL SECURITY ADMINISTRATION (FRAUD LINE): 800-269-0271

Don't forget to keep your social security number in a safe place, and any papers or bank statements with account numbers and or personal information on them should be shredded. It is very important NOT to give people access to your information.

Email Scam Alert!
One of our members had received a suspicious email from a company claiming to be the Iowa Credit Union League, stating that they "had to lock the member's account because they have reasons to believe that it has been compromised ..." The email also contains a link for the member to click on to "confirm their identity by completing a secure form..." Please DELETE the message and DO NOT respond to these e-mail because it's an Internet scam known as Phishing.

Scam Alert!~Vishing Scams~
Instead of utilizing the internet as a tool to trick web users, scam artists have now turned to the phone. With this scam, internet users don't have to be linked to a different website anymore, but are urged to call the phone number given in the email to enter their information. In some cases, people might receive unsolicited phone calls and information could be compromised that way also.

NOTE: It's always a good idea to use the phone number on the back of the bank card or credit card if you are asked to verify or inquire about your personal account information.

~Phishing Scams~
The purpose of phishing is to steal your identity. Phishers are scam artists who use mass emails pretending to be a trusted organization like Tradesmen Community Credit Union (TCCU) to ask for your personal information. Usually, the email will contain a link to another website that might look like a legitimate website where you are asked to verify or update your information such as DebitCard number, PIN number, Account number, etc...TCCU will NEVER email or call you to obtain for your personal information. We already have that information on file.

Fraud Fighting Tips

Never record your account number,PIN or password on paper and store in your wallet or purse.
Always use a normal phone number that you regularly use to call your financial institution.
Never give out your account number, PIN or password on the phone unless you initiate the call. (Tradesmen CCU will NEVER ask for this information over the phone unless you initiated the call)
Never send your full account number, PIN or password in an e-mail message or other written communications.

They work like an ATM card at the same convenient machines you now use, and are also accepted like a credit card almost anywhere a MasterCard can be used (just keep in mind that the amount will be immediately withdrawn from your checking account, not billed).

Quick, easy, convenient access to your checking account, a Tradesmen debit card may be just the thing for YOU! Click here to apply today!