The following represents our standard rates effective 12/18/2012. Also, with qualifying credit, many times we can meet or beat a rate quoted elsewhere!
We also run unadvertised specials from time to time. Be sure to call!
| Loans | Rate | APR** | Term |
| New Auto - 72 Months | 4.75 | 4.75 | 72 |
| New Auto - 60 Months | 3.75 | 3.75 | 60 |
| Used Auto -10 to 12 - 60 Months | 4.95 | 4.95 | 60 |
| Used Auto -10 to 12 - 48 Months | 4.75 | 4.75 | 48 |
| Used Auto - 07 to 09 - 60 Months | 6.95 | 6.95 | 60 |
| Used Auto - 07 to 09 - 48 Months | 6.75 | 6.75 | 48 |
| Used Auto - 04 to 06 - 48 Months | 7.95 | 7.95 | 48 |
| Used Auto - 02 to 03 - 36 Months | 8.95 | 8.95 | 36 |
| Used Auto - 2001 & Older - 36 Months | 10.95 | 10.95 | 36 |
| New RV - 60 Months | 4.95 | 4.95 | 60 |
| Used RV - 09 to 11 - 60 Months | 6.25 | 6.25 | 60 |
| Used RV - 05 to 08 - 60 Months | 7.5 | 7.5 | 60 |
| Used RV - 2004 & Older - 48 Months | 8.95 | 8.95 | 48 |
| New Motorcycle - 12 to 11 - 60 Months | 7.50 | 7.50 | 60 |
| Used Motorcycle - 2010 & Older - 48 Months | 8.75 | 8.75 | 48 |
| Share Certificate Secured - Term = Term of Certificate...Rate = CD rate + $2.50% |
0.00 | n/a | |
| Personal Line of Credit - $35/$1,000 | 13.90 | 13.90 | n/a |
| Overdraft Line of Credit - $35/$1,000 | 13.90 | 13.90 | n/a |
| Home Equity - 180 Months* | 7.50 | 7.50 | 180 |
| Home Equity - 120 Months* | 6.75 | 6.75 | 120 |
| Home Equity - 60 Months* | 4.50 | 4.50 | 60 |
| Home Equity Line of Credit* | 4.90 | 4.90 | 12 |
| Signature - 36 Months | 12.90 | 12.90 | 36 |
| Signature/Vechicle - 48 Months | 10.95 | 10.95 | 48 |
| Share Secured- 60 Months | 3.50 | 3.50 | 60 |
| Share Secured - 120 Months | 4.00 | 4.00 | 120 |
| Term Note - 12 Months | 14.95 | 14.95 | 12 |
| MasterCard Classic | 11.90 | 11.90 | n/a |
| MasterCard Gold - $5,000+ monthly household income to qualify |
9.90 | 9.90 | n/a |
"Term" represents the maximum number of months for this type of loan.
*Certain Home Equity fees and appraisal costs may apply.
** Annual Percentage Rate
|
Basic Share Savings, Kirby & Teen Accounts Tier 1 = up to $4,999.99. Tier 2 = $5,000.00+ |
Rate | APY* | Term |
| Basic Share Savings - Tier 1 | 0.20 | 0.20 | n/a |
| Basic Share Savings - Tier 2 | 0.35 | 0.40 | n/a |
| Kirby Kangaroo Accounts - Tier 1 | 0.50 | 0.50 | n/a |
| Kirby Kangaroo Accounts - Tier 2 | 0.60 | 0.60 | n/a |
| Teen Accounts - Tier 1 | 0.50 | 0.50 | n/a |
| Teen Accounts - Tier 2 | 0.60 | 0.60 | n/a |
| Holiday Accounts | 0.30 | 0.30 | n/a |
| IRA Passbook Savings | .90 | .90 | n/a |
| IRA 36 - Month Certificate | 1.25 | 1.26 | 36 |
| Money Market Accounts - Tier 1 | 0.50 | 0.50 | n/a |
| Money Market Accounts - Tier 2 | 0.60 | 0.60 | n/a |
| Money Market Accounts - Tier 3 | 0.70 | 0.70 | n/a |
| Money Market Accounts - Tier 4 | 0.80 | 0.80 | n/a |
* Annual Percentage Yeild
* Annual Percentage Yeild
Privacy Policy | Site Map | Terms & Conditions
At times, we may provide links to sites outside the control of our bank. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by Tradesmen Community Credit Union, Member NCUA Equal Housing Lender. A The standard insurance amount is $250,000 per depositor.
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Tradesmen Community
Credit Union
PO Box 1496
Des Moines, Iowa 50305-1496
Phone: (515) 243-8735
Toll-free: (800) 828 - 8050
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