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Savings

We have a wide variety of savings programs - one is sure to fit your needs.  From our basic share savings account to our Money Market accounts, let a credit union professional work with you to make the most of your money!
 
Check out the links to all our savings programs: Money Market accounts, Share Certificates ("CDs"), Holiday Savings, IRA's, Teen Accounts, and the Kirby Kangaroo Club for the younger set.  No matter your age or financial situation, we can help you build for the future!

 Share SavingsMoney MarketHoliday Savings

Youth Savings

Opening Deposit $25.00 $5.00 $25.00
Minimum Balance$25.00  $5,000.00**None $25.00
Monthly Service Charge N/A$15.00 if balance falls below $5,000.00NoneN/A 

Interest Paid

Once balance reaches $100.00 dividends paid monthlyTiered:

$5,000 - $24,999 earns .70% APY*

$25,000 - $49,999 earns .80% APY*

$50,000 - $89,999 earns .90% APY*

$90,000+ earns 1.16% APY*

Annual DividendsOnce balance reaches $100.00 dividends paid monthly
ATM Processing Fees 1 8 free, 75¢ each after N/AN/A

N/A 

Withdrawal Limits2 

 

You may also withdraw from this account by paying a $10.00 early withdrawal fee for each withdrawal. 

 
Other Benefits  (6) debits (withdrawals) per month without any service charges Regular deposits are not required.
You may deposit to this account at any time.
 


*APY's (Annual Percentage Yields) are accurate as of 02/10/2016 but may change without notice.  Dividends are paid monthly.

* *Should your balance fall below $5,000, you will earn this lower rate and be charged a $15.00 montly service fee until balance is above $5,000 again.

1 Does not include any applicable foreign ATM fees charged by the ATM owners.

2Transaction limitations and excess withdrawal fees may apply.  See a personal banker for details.

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Tradesmen Community
Credit Union
PO Box 1496
Des Moines, Iowa  50305-1496
Phone: (515) 243-8735
Toll-free: (800) 828 - 8050
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